Income Protection Insurance: Safeguard Your Earnings

What is Income Protection Insurance?

Income Protection Insurance is designed to secure your financial stability by ensuring that a portion of your income continues to flow if you are unable to work due to illness or an accident. This type of insurance is crucial for anyone who relies on their earnings to cover daily expenses and meet financial commitments.

Why Income Protection Insurance Is Crucial:

Maintaining a regular income is essential not only for everyday needs but also for fulfilling larger financial obligations such as mortgage payments. Income Protection Insurance provides the necessary financial security to support yourself and your family during times when you are recovering and unable to earn an income.

Coverage Includes:

• Income Security: Receive up to 80% of your pre-tax income if you’re temporarily or permanently disabled and unable to work.
• Exclusions: It’s important to note that this insurance typically does not cover claims related to mental disorders, self-inflicted injuries, drug use, or criminal activities.

Why Choose InsuRisk Insurance Broking Services?

At InsuRisk, we specialize in providing tailored Income Protection Insurance solutions that cater to individual needs. Our expert team offers detailed advice and support throughout the insurance process, from obtaining quick online quotes to facilitating easy policy renewals. We are dedicated to assisting you during claims to ensure a smooth and supportive experience.

InsuRisk is committed to helping you protect what matters most—your income and financial well-being.